The finalists for the Scottish Financial Technology Awards 2026 have been announced, with organisations and individuals from across Scotland’s financial services and fintech ecosystem shortlisted for this year’s honours.

A total of 68 finalist places have been named across 12 categories, recognising achievements spanning fintech innovation, digital transformation, artificial intelligence, collaboration, leadership and social impact.

Among the organisations appearing across multiple categories this year are BlackRock, Level E Research, Frontierra, Legado, Malted and Lloyds Banking Group, while a range of startups and emerging companies will compete for the Best Start Up / New Entrant award.

The winners will be announced at the Scottish Financial Technology Awards ceremony at the EICC in Edinburgh on 7th October 2026.

Table bookings are filling fast, secure your place at one of the most prestigious nights in Scottish tech here: The Scottish Financial Technology Awards 2026 – Book

The full list of finalists

Best Start Up / New Entrant 2026

• Tokenive Ltd
• MoneyHive
• Galveston Group Ltd
• URCASH Financial Platform Services UK Ltd
• Digital Trust Centre
• Agant Finance Limited

Fintech of the Year 2026

• AutoRek
• Aveni
• BR-DGE
• Graphene Platforms
• InfinitX
• Legado
• Modulr

Social Impact 2026

• Cherpa.AI
• Faciit
• Husu
• Soar Tech Ltd

Evangelist 2026

• Megan Heaven, BlackRock
• Aarron Martin, BlackRock
• Will Mahood, JP Morgan
• Nicki Bisgaard, PayTech Group
• Gavin Littlejohn, Potion
• Amirreza Sarencheh, Tokenive.io

Outstanding Leader 2026

• Graham Carle, BlackRock
• Vanessa Majnaric, Digital Trust Centre
• Kevin Mitchell, Graphene Platforms
• Shalini Goyal, JP Morgan
• Dr Sonia Schulenburg, Level E Research Limited
• Nicki Bisgaard, PayTech Group

Best Fintech Collaboration 2026

• Aberdeen Adviser & Woven Advice
• Finspector & Snap Finance UK
• Frontierra & Foresight Group
• FNZ & Legado
• Malted & Scottish Building Society (SBS)
• NCR Atleos & Lloyds Banking Group
• NatWest & Serene

Best Use of Data/AI 2026

• Aberdeen
• Aismov, BlackRock
• docStribute
• Frontierra
• GAIL Network Ltd
• Level E Research Limited
• Malted
• Miggins Ltd
• Profylr
• Stellar Omada

Climate & Environmental Impact 2026

• CreditNature
• Frontierra
• Grand Bequest

Digital Transformation 2026

• Aberdeen
• BlackRock
• Legado
• Level E Research Limited
• Lloyds Banking Group

Financial Services Innovation 2026

• BlackRock
• JP Jenkins
• Lloyds Banking Group
• Mylo from Aegon & Waracle

Financial Technology Partner 2026

• CreateFuture & NatWest Group
• Stellar Omada
• Telefónica Tech UK&I & Money and Pensions Service (MaPS)

RegTech Innovation 2026

• Aveni
• docStribute
• Encompass
• Finspector
• Level E Research Limited
• Malted
• Tokenive Ltd

The awards ceremony will take place from 6.45pm to midnight at the EICC on Wednesday 7 October, bringing together the sector to celebrate this year’s finalists and winners.