With just three weeks remaining until Fintech Summit 2026, now’s the time to book your free spot ahead of the conference’s return to the Edinburgh International Conference Centre (EICC) on Wednesday, 7th October.

Now in its 13th year, the event will bring together senior leaders from across financial services, fintech and technology for a day of expert insight, discussion and networking.

This year’s programme will examine some of the most significant developments reshaping the industry, from the emergence of agentic AI and programmable finance to the maturation of digital assets and evolving approaches to financial crime.

What’s on the Agenda?

The morning programme will focus on the practical implications of agentic AI for financial services, featuring:

• Helen Bierton, Lloyds Banking Group – Your Money Has a New Co-pilot: How AI is Transforming the Future of Managing Your Finances
• Abhay Pradhan, LSEG – From AI Assistants to Agentic Systems: What Financial Services Needs to Learn Next
• Moushami Verma, Santander – From Doing Faster to Doing the Impossible
• David Locke, World Wide Technology – Resilience by Design: What Has to Be True for the Agentic Future to Survive

The conference will then move into three parallel breakout streams, giving delegates the opportunity to explore specific industry challenges in greater depth:

• The Maturation of Digital Assets & Cryptocurrency – Featuring representatives from JPMorganChase, the FCA, Zumo, Agant and the Scottish Digital Trust Centre.
• The AI Growth Opportunity for Scotland’s Fintech Start-Ups – Featuring speakers from Afternoon Finance, CienDos, Cherpa.AI, Galveston Group and Scottish Enterprise.
• The Governance Gap: Why FS AI Is Scaling Faster Than Oversight – Featuring experts from Finspector, Norwood Risk & Compliance, J.P. Morgan, the University of Strathclyde and Royal London.

The afternoon programme will explore the convergence of data, automation and emerging technologies, with sessions including:

• Lauren Donnachie, Monzo – ML vs ML: The Evolution of Machine Learning in Combating Money Laundering
• Prab Bajwa, State Street – Programmable Finance: The Future of Financial Services
• Cameron Russell, Mastercard – Balancing Innovation & Governance in the Shift to Agentic Commerce
• Reshmi Suresh, Worldpay – Agentic Commerce: From AI Assistants to Autonomous Commerce

The wider speaker line-up also includes representatives from Coutts and Telefónica Tech. Alongside the conference sessions, delegates will have opportunities to connect with industry peers, with a networking drinks reception concluding the programme.

Fintech Summit 2026 is the flagship event of the Scotland Fintech Festival and is free to attend for eligible delegates working within financial services and fintech companies.

With three weeks to go, secure your place and join the conversation on the future of financial technology.

Register for your free place here: Fintech Summit 2026