With just one week to go, financial services, fintech and technology leaders are preparing to gather in Edinburgh for Fintech Summit 2026.

The 13th annual summit returns to the EICC on Wednesday, 7 October, bringing together senior figures from organisations including Lloyds Banking Group, LSEG, JPMorganChase, Mastercard, Santander, State Street, Worldpay, Monzo, the FCA, Royal London and Scottish Enterprise.

This year’s programme will examine some of the technologies and trends reshaping financial services, from agentic AI and autonomous commerce to digital assets, financial crime, programmable finance and the governance challenges surrounding rapid adoption.

Attendance is free for eligible delegates working within financial services and fintech.

Register here: Fintech Summit 2026

Fintech Summit 2026 Speaker Line-up

• Your Money Has a New Co-pilot: How AI is Transforming the Future of Managing Your Finances
  Helen Bierton, Chief Digital Officer, Lloyds Banking Group
• From AI Assistants to Agentic Systems: What Financial Services Needs to Learn Next
  Abhay Pradhan, Group Head of AI Engineering, LSEG
• From Doing Faster to Doing the Impossible
  Moushami Verma, Head of AI & Customer Insights, Santander
• Resilience by Design: What Has to Be True for the Agentic Future to Survive
  David Locke, Chief Technology Adviser, World Wide Technology
• The Maturation of Digital Assets & Cryptocurrency
  Kara Kennedy, Global Co-Head of Kinexys, JPMorgan
  Val Smith, Head of Payments and Digital Assets Authorisations, FCA
  Daniel Taylor, Head of Policy & Research, Zumo
  Andrew MacKenzie, CEO & Founder, Agant
  Peter Ferry, CEO, Scottish Digital Trust Centre
• The AI Growth Opportunity for Scotland’s Fintech Start-Ups
  Crawford Taylor, CEO & Co-Founder, Afternoon Finance
  Jules Salmond, CEO, CienDos
  Dia Banerji, CEO & Founder, Cherpa.AI
  Julie Cooper, COO, Galveston Group
  Sarah Forbes, Financial & Business Services, Scottish Enterprise
• The Governance Gap: Why FS AI Is Scaling Faster Than Oversight
  Dr Giovanni Bandi, Chief Applied Research Officer, Finspector
  Joanne Seagrave, Risk Specialist & Board Advisor, Norwood Risk & Compliance
  Shalini Goyal, Executive Director & Regional Head for Payments Reporting, J.P. Morgan
  Professor Mark Cummins, Professor of Financial Technology, University of Strathclyde
  Carol Wilson, Principal Data & AI Ethicist, Royal London
• ML vs ML: The Evolution of Machine Learning in Combating Money Laundering
  Lauren Donnachie, Senior Financial Crime Manager, Monzo
• Programmable Finance: The Future of Financial Services
  Prab Bajwa, Managing Director, Senior Digital Asset Risk Officer, State Street
• Balancing Innovation & Governance in the Shift to Agentic Commerce
  Cameron Russell, SVP, Assistant General Counsel: Privacy & AI, Mastercard
• The Agentic Shift: Rewiring Financial Services for Scale, Personalisation and Control
  Dia Banerji, CEO & Founder, Cherpa.AI

BBC Scotland journalist and broadcaster Mark Stephen will chair the conference, with FinTech Scotland CEO Aleks Tomczyk also joining the opening of the programme.

Fintech Summit 2026 takes place at the EICC, Edinburgh, on Wednesday, 7 October.

Registrations are now close to moving to a waitlist, so eligible delegates who want to attend are encouraged to secure their free place while availability remains.

Register now: Fintech Summit 2026